Sunday, March 28, 2010

Make Sure Your Motorhome Is Covered If You Hire It Out

If you're a grey insurance man like me, with a particular liking for early 70's bands like Soft Machine & Caravan, you probably think you've seen the last of your summer music festivals and dripping tents in the middle of noisy fields in Somerset but it doesn't have to be that way, because these days you can take your motorhome or caravan (or somebody else's motorhome or caravan) along and enjoy the music without spending any nights under canvas. Listen to Caravan in your caravan!

Many people prefer taking a motorhome with them to festivals rather than the traditional tent camping because with a motorhome you get the best of both worlds, i.e. you get the comforts of home living like a cup of tea in the mornings, a warm, comfy bed to sleep on and most of all, a shower! As well as all this, you also get the atmosphere of the music festival and the thrill of the live music.

Many owners of motorhomes rent out their motorhomes for events like this because they know that lots of people enjoy music festivals but don't look forward to the camping, however what a lot of them don't realise is that doing this, while perfectly legal, is usually not covered under a standard motorhome insurance policy.

One of my more distinct memories from last year's Glastonbury festival was that of a couple happily leaving their motorhome after having had breakfast under the awning, only to return that night to find that one of Glastonbury's famous monsoons had put so much weight on the awning that all the poles were bent and broken causing the awning to be ruined. This must've been around 1000's worth of damage which would have been completely uninsured if they had hired the motorhome without letting the insurance company know.

It pays to think about insurance if you're going to let your motorhome go to Glastonbury or any other festival this year.

If you're not going yourself, it is probably best to start by loaning your motorhome to friends or family rather than people you don't know because adding friends or family to an existing insurance policy is by far the easiest way to go. So you can watch the festival from the comfort of your own home, safe in the knowledge that your motorhome is being looked after and even if it isn't, you'll know you have the right insurance to cover it.

If you are on the look out for motorhome insurance then you should visit Coversure, they are among the best providers of all kinds of vehicle insurance providing everything from straight up car insurance to caravan insurance
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